Mini Baccarat

Rules of Play

All cards in mini-baccarat are dealt by the dealer. Each player must determine how much to bet, and whether to bet on the Bank, the Player or on the Tie Bet.

Optional Pair Wager Side Bet
A player may also choose to place a Pair wager on the Player and/or Banker if they have placed a banker, player or tie bet.

The game starts with four cards dealt from the shoe, forming two hands—one called the Player’s hand, the other the Banker’s hand. The initial four cards are dealt alternately from the shoe. Player and banker are dealt two initial cards. If the point count of either hand is 8 or 9, it is called a “Natural”, and no additional cards are drawn. There are no options regarding drawing the third card for either Player’s or Banker’s hand. No more than one additional card will be drawn on each hand. The dealer announces the point count of the Player’s hand and the Banker’s hand and draws additional cards according to the rules. All bets must be placed before the dealer calls “no more bets” and the cards are dealt. The hand closest to 9 wins and shall be paid at odds of 1 to 1 (Except for winning Banker's bets with a total of "6" (six), which are paid 0.5 to 1). If both the Player’s and Banker’s hands are identical totals, the Tie Bet wins the Tie Bet wins and shall be paid at odds of 8 to 1 but the Player’s and Banker’s hand neither win nor lose. If the first two cards dealt are identical in rank the Pair wager shall be paid odds 11 to1 and loses on any other card combination.

Any card from 2 to 9 shall have its face value. Aces equal 1. All tens and face cards have no value. When the total of the cards exceeds 9, the first digit of the total is dropped. So: 9+5=4.

Rules For Drawing Extra Cards

Player
When the first two cards total:

  • 1,2,3,4,5,0: Draws
  • 6,7: Stands
  • 8,9: Natural Stands

Banker
When the player stands on 6 or 7, the Banker will always draw on totals of 0, 1, 2, 3, 4 and 5, and stand on 6, 7, 8 and 9. When the player does not have a natural, the Banker shall always draw on the totals of 0, 1 or 2, and then observe the following rules:

When the first two cards total:

  • Banker: 3
    Draws: When Player's Third Card is 1,2,3,4,5,6,7,9,0
    Does Not Draw: When Player's Third Card is 8
  • Banker: 4
    Draws: When Player's Third Card is 2,3,4,5,6,7
    Does Not Draw: When Player's Third Card is 1,8,9,0
  • Banker: 5
    Draws: When Player's Third Card is 4,5,6,7
    Does Not Draw: When Player's Third Card is 1,2,3,8,9,0
  • Banker: 6
    Draws: When Player's Third Card is 6,7
    Does Not Draw: When Player's Third Card is 1,2,3,4,5,8,9,0
  • Banker: 7
    Stands
  • Banker: 8,9
    Natural Stands